Privacy Policy
Updated October 18th, 2024
Introduction
Legacy Insurance ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.
Information We Collect
**Personal Information:**
- Name, address, email address, phone number
- Date of birth, Social Security number
- Financial information (e.g., income, bank account details)
- Insurance policy information
- Health information (for health insurance products)
**Non-Personal Information:**
- Browser type, IP address, device information
- Usage data (e.g., pages visited, time spent on site)
- Location data (if permitted by your device settings)
How We Collect Information
- Directly from you when you submit forms or applications
- Automatically through cookies and similar technologies
- From third parties (e.g., credit bureaus, marketing partners)
- Through public sources
How We Use Your Information
We use your information to:
- Provide and improve our services
- Process insurance applications and claims
- Communicate with you about our products and services
- Comply with legal and regulatory requirements
- Detect and prevent fraud
- Conduct market research and analysis
Information Sharing and Disclosure
We may share your information with:
- Affiliated companies within our corporate group
- Service providers and business partners
- Insurance agents and brokers
- Regulatory authorities and law enforcement agencies
- Potential buyers in case of a merger or acquisition
We do not sell your personal information to third parties for their marketing purposes.
Your Rights and Choices
Depending on your location, you may have the right to:
- Access, correct, or delete your personal information
- Object to or restrict certain processing activities
- Data portability
- Withdraw consent (where applicable)
To exercise these rights, please contact us at vito@legacyinsco.com.
Data Security
We implement appropriate technical and organizational measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure.
Retention of Information
We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Effective Date" and will be available on our website.
California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA). Please see our California Privacy Notice for more information.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Legacy Insurance
vito@legacyinsco.com
Governing Law
This Privacy Policy is governed by the laws of Florida, USA, without regard to its conflict of law provisions.
By using our website or services, you acknowledge that you have read and understood this Privacy Policy.